Padzilly helps simplify the homebuying process by integrating your real loan approval into your property search. Here’s how the journey works:
Set Your Budget: You can start by entering your desired monthly payment and available cash through the Buyer Investment Profile (BIP). Padzilly filters homes based on your financial limits, helping you see homes that fit your budget.
Get Pre-Qualified or Pre-Approved: To make the most of Padzilly, we encourage you to get pre-qualified or pre-approved by your lender. Once pre-approved, invite your lender to upload your loan approval to Padzilly. This enables the platform to show homes that match your exact loan parameters, including estimated monthly payments and cash needed to close. Having your loan approval uploaded ensures that you’re only looking at homes you can truly afford.
Explore Homes with Accurate Financials: With real-time loan data, Padzilly gives you a clear picture of each property’s financials, including potential seller contributions and price adjustments.
Structure Competitive Offers: Using Padzilly’s OfferPro tool, you can adjust down payments, request seller contributions, and modify offer prices to fit your loan approval, all while receiving property-specific approval letters.
Make Informed Decisions: Padzilly puts all the financial details at your fingertips, helping you make the best decision for your home purchase without surprises at the closing table.
