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How long does the mortgage process take?

Answer to: How long does the mortgage process take?

Most purchase transactions close within 30–45 days. The timeline depends on:

Delays most often happen because buyers change jobs, move money around without explanation, or fail to provide documents quickly. From experience, smooth transactions are usually the result of proactive communication and financial stability during the process.

Please consult your Mortgage Advisor for guidance specific to your situation before making changes.

Notes & good practices

  • Appraisal scheduling

  • Underwriting review

  • Title work

  • Inspection negotiations

  • Buyer responsiveness

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