Yes, depending on your location and income level, there may be grant programs available. Grants typically do not require repayment as long as you meet occupancy requirements and comply with program rules. Availability varies widely by state, county, and even city. Programs also change frequently depending on funding. One important point: not all “first-time buyers” are truly first-time. Many programs define first-time buyer as someone who has not owned a home in the past three years. Grants can be powerful tools — but they require careful review of eligibility and long-term implications.
Please consult your Mortgage Advisor for guidance specific to your situation before making changes.
