---
title: "Can I use bonus or commission income?"
description: "Answer to: Can I use bonus or commission income?"
url: https://homes-support.padzilly.com/en/articles/73-can-i-use-bonus-or-commission-income
collection: "Home buying Tips"
updated: 2026-02-13
language: en
alternates: [es]
---

# Can I use bonus or commission income?

Answer to: Can I use bonus or commission income?

Yes, if you have a consistent history of receiving it. Lenders typically look for a two-year track record and average the income. If your bonus or commission is increasing over time, that can work in your favor. Variable income is very usable — it just needs a documented pattern.

Please consult your Mortgage Advisor for guidance specific to your situation before making changes.